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Matthew Cambó Gives 5 Tips of Advice on Improving Your Marriage During Hard Financial Times



Matthew Cambo

One of the leading causes of stress in a partnership is financial discussions, and there are many reasons why this factor continues to be a major contributing cause to failed marriages (as there is typically never one sole cause). When a couple experiences financial hardship, discussing money becomes a downward spiral if this topic of discussion has not been appropriately addressed or adequately communicated before a challenging economic time. So many marriages ultimately fail, in part, when partners avoid openly discussing their finances due to a spouse’s or both spouse’s insecurities, an inability or refusal to maturely discuss financial matters effectively, or an overall lack of determining financial compatibility (knowledge, expectations, agreement, compromise, etc.) prior to entering a marriage.

Matthew Cambó, a Florida family law attorney, serves many clients going through a divorce. He witnesses how many couples wanting to end their marriage need help from the court system sorting out financial matters due to the inability to compromise on any topic of money. When times get tough for any marriage, and financial troubles such as unemployment or debt to income ratios create stricter budgets, Cambó offers these five tips to help any couple improve their marriage despite times of economic hardship.

Tip #1. Start Talking

Start Talking

One of the most challenging things for a couple to do if they struggle with financial compatibility is to open up about their financial baggage. Instead of avoiding financial discussions during hard times, take the issue as an opportunity to open healthy communications with your partner; not by pointing fingers or blaming your spouse, but instead, by expressing your desire to tackle the problem as a team. Try openly discussing with your partner why you struggle to discuss finances. If you’ve married someone you love and trust, he or she should welcome the chance to help address your financial concerns and, hopefully, nurture your willingness to share your vulnerability.

Tip #2. Build a Goal Together

Build a Goal Together

If you and your spouse are routinely on the wrong financial page, especially when money is tight, you and your spouse may be overdue for creating a proactive financial plan together that incorporates both of your goals. Establishing a financial plan helps couples work as a team towards reaching mutual goals and reducing the unanticipated stresses of family money management, rather than one person bearing most of the burden, then trying to micromanage or control the financial actions of the other spouse. Following the golden rule positively with your spouse will typically lead to a better relationship overall, not just in your financial relationship.

Tip #3. Take the Stress Out of Budget

Take the Stress Out of Budget

The word “budget” can often create more stress for couples who have not had the opportunity to see what great financial doors a budget can open. Start small by addressing one area of your spending that could be adjusted (e.g. eating out of the home, luxury spending, unused monthly subscriptions, etc.) and build from that if it works. Try to be positive in your approach, with a non-critical and improvement-oriented mindset, to show the benefits budgeting can create for your marriage. Also, don’t freak out or give up if you or your partner have hiccups along the way. It’s a long-term work in progress to reach your goals. You don’t want to lose all progress because of a single misstep. You can get back on track.

Tip #4. Say No to Financial Infidelity

Say No to Financial Infidelity

Financial infidelity is when one spouse keeps damaging financial secrets from the other, breaking strong marriage values of honesty and trust. Years of financial tension and resentment can cause either or both spouses to succumb to financial infidelity, sometimes unknowingly. Hidden bank accounts, secret debt and spending, private purchases for non-marital purposes, and clandestine gambling are all signs of an unhealthy and unfaithful financial relationship with your spouse.

Tip #5. Try Three Bank Accounts

Try Three Bank Accounts

Conflicts created by spouses’ differences in spending habits or contributions to joint expenses can drive a large wedge in their relationship, which continues to grow with each incident and leads to divorce if left unresolved. Perhaps creating a third account for marital expenses, which each party can contribute to, could help mitigate this issue while still providing each spouse with a sense of autonomy and control.

About Matthew Cambó

Matthew Cambó is an associate attorney with Leinoff & Lemos, P.A. He has been recognized by Best Lawyers in America 2022 due to his exceptional focus on serving clients in family law matters. Mr. Cambó has a degree in Political Science and a J.D. from the University of Miami School of Law. He is licensed to practice in Florida and is a member of the Family Law and Young Lawyers sections of the Florida Bar.


I am a Chicago - based reporter for Forbes covering breaking national news, with a focus on financial topics. Previously, I wrote about investing for Money Magazine and was an intern at Forbes in 2018 and 2019. I graduated from the University of St Andrews in 2016, majoring in International Relations and Modern History.

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4 celebrities who have their own lifestyle blog



Chrissy Teigen

Some of Hollywood’s biggest stars and celebrities have their own lifestyle blogs. Many of these blogs feature tips regarding health, lifestyle, fashion, beauty and other aspects of the blogger’s life and career. No matter where you come from and what your interests might be, you could learn a lot about how to improve yourself, your perspective and your relationships from following some of the blogs below.

Rose, Inc – Rosie Huntington-Whiteley

In May 2018, Rosie Huntington-Whiteley (actress and model) launched Rose Inc. Huntington-Whiteley is well-known for starring in Michael Bay’s “Transformers: Dark Side of the Moon”, where she replaced Megan Fox as the female lead. Her website features a range of interviews, tutorials and product reviews, many of which centre of the actress’ personal life.

So Delushious – Chrissy Teigen

Chrissy Teigen is the husband of singer-songwriter, John Legend. However, Teigen made a name for herself as a famous model in the early 2010s. Her health food blog called So Delushious, includes a range of fun, innovative recipes that will make you incredibly hungry. While she doesn’t post very often (put that down to her busy schedule), her blunt, no-nonsense attitude has made her a winner amongst her devoted blog followers.

The Kind Life – Alicia Silverstone

Alicia Silverstone loves sharing vegan and vegetarian-friendly recipes. In 2017, she made headlines for posing nude in an advertising campaign for PETA. While she doesn’t get naked on her blog, Silverstone does share a bunch of awesome vegan-friendly recipes. If you’re thinking of cutting meat and processed foods out of your diet, you should certainly check out The Kind Life.

FoodStirs – Sarah Michelle Gellar

FoodStirs is an online marketplace, website and blog channel that focuses specifically on food and kids. It’s all about sharing enjoyable and fun recipes that parents can cook with their kids. Michelle-Gellar is one of the co-founders of the site (you’ll remember her from Buffy).

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Need a new movie this weekend? Check out these celebrity movie favorites



Former President Obama

There are so many great movies to watch. Each year brings new films, new stories, new characters and new methods of filmmaking. Whether it be classics from a bygone era or innovative dramas released in the 21st century, here are some celeb movie favourites that might be worth watching soon.

High Noon (1952) was a presidential favourite

High Noon (1952) stars Gary Cooper as former marshal, Will Kane, who is forced to face off against a criminal he helped put away. Former Presidents Ronald Reagan (himself a former actor), Bill Clinton and Dwight Eisenhower reportedly loved the film and considered it a favourite. Former President Obama is a massive fan of The Godfather trilogy.

Tom Hanks loves 2001: A Space Odyssey (1968)

Acclaimed actor, Tom Hanks, reportedly adores Stanley Kubrick’s groundbreaking sci-fi adventure. Hanks loves the film so much that he has supposedly seen the movie upwards of forty times. Don’t believe it? Check out his fan website!

Heath Ledger’s favourite film is a surprise

Heath Ledger tragically passed away in early 2008, a mere 6 months after finishing up filming on the set of The Dark Knight. His performance as the Joker brought him widespread acclamation and praise, however, all awards received were posthumous. Ledger supposedly loved the film The Wizard of Oz (1939) – a surprise for many people. His reason was simple – it was the only film his parents allowed him to watch as a young child.

Richard Nixon was obsessed with Patton (1970)

In line with the presidential vein, former President Richard Nixon was obsessed with the acclaimed war epic, Patton. The former President would watch the film again and again at the White House, encouraging his staff to view it. Prior to the US invading Cambodia in April 1970, President Nixon screened the film three times.

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4 simple fitness tips that hundreds of celebrities use



Cameron Diaz

There’s a reason why so many A-list stars look flawless in their photoshoots, films and on the red carpet. While Photoshop often has something to do with it, there are many celebrities that can pull off a perfect body with little to no help from airbrushing. How do they achieve this? Here are some great tips from Hollywood’s most accomplished performers, like Cameron Diaz and Kim Kardashian.

Morning workouts are prime

Christina Applegate, Cameron Diaz and Lucy Liu all reportedly follow a morning routine of exercise. Working out in the morning is a great way to start the day because it helps boost your metabolism and gives you an excellent adrenaline kick (especially when you’re feeling groggy or tired).

Starving yourself is not the answer

Jennifer Aniston’s personal trainer, Kathy Kaehler, has warned people against fasting. Fasting can undermine your ability to put on bulk, tone and even lose weight. It can have the opposite effect of encouraging your body to put on weight because your metabolism will be slowed.

Make time for exercise daily

Consistency is critical to maintaining your body shape and your overall health. Gunnar Peterson, a personal trainer who has helped celebrities like Sofia Vergara, Halle Berry and Kim Kardashian, encourages people to make time for their exercise. Make sure your goals are accurate and reasonable, so if that means doing a little bit less than usual, then that’s ok.

Yoga and stretching should be included

Most people don’t stretch enough when they work out, which can cause unnecessary injury. Working out shouldn’t be about punishing the body – in fact, it’s the opposite. Yoga is especially valuable if you want to keep your mind and body active, while reducing your stress. Consider subbing out a day at the gym for a yoga session – you’ll probably find your workouts are more efficient this way.

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